Rental requirements in St. Louis
$1,050
Avg. monthly rent
565+
Typical credit minimum
3x
monthly rent; no rent control in Missouri; large proportion of private individual landlords in south St. Louis
Local insight
St. Louis has one of the lowest costs of living of any major Midwest city. Clayton is the upscale suburban core; Soulard and The Grove are the lively urban neighborhoods. The large number of private landlords in south St. Louis makes it more accessible for applicants with non-traditional income.
The St. Louis rental market
St. Louis neighborhoods vary sharply, from Soulard and Tower Grove to the Central West End, Downtown, Clayton, and Maplewood, meaning renters can choose between classic brick homes, renovated lofts, and newer suburban-style apartments. The most walkable, historic districts tend to see the quickest turnover and strongest competition. Renters may face varying credit and background-check standards depending on whether a property is owner-managed or operated by a large management company.
When applying in sought-after St. Louis neighborhoods, bring recent pay stubs, an offer letter, or bank statements, and be ready with landlord references. Arriving pre-verified helps landlords move faster, especially for historic homes and renovated multi-families that attract multiple applicants.
The city-county line is one of the most important filters here, because school districts, sales tax rates, and municipal services shift dramatically from one block to the next. Brick multifamily homes dominate many neighborhoods, so prospective tenants should inspect basements and drainage after rain. Property managers in the city often value steady local employment and prior landlord references more than perfect credit, while transit is largely limited to the MetroLink corridor and a few bus lines.
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