Proof of Income Letter for Your Apartment Application

Gig and delivery drivers

DoorDash, Uber, and Instacart earnings verified from the deposits in your bank.

Self employed and 1099

No employer letter needed when income shows in your accounts.

ITIN and no SSN renters

Verify with government ID. No SSN and no credit check for letters.

New job or between jobs

Between jobs: show verified savings and past deposits. New job: the Job Letter confirms it from payroll once you are on it.

Shared with landlord

• ✓Verified rent ceiling (Income Letter)
• ✓Income consistency rating (Income Letter)
• ✓Cash reserves in months of rent (Income Letter)
• ✓Employer and role from payroll (Job Letter)
• ✓Government ID match (Didit)
• ✓Secure link at settlhome.com/verify

What stays private

• ·Bank account numbers
• ·Individual transactions
• ·Exact account balances
• ·Your SSN
• ·Credit score (letters only)

Income Verification Letter

Bank income via Plaid. Quick ID check. No SSN, no credit check.

Job Verification Letter

Payroll via Argyle. Quick ID check. No SSN, no credit check.

Income + Job Letter

Bank via Plaid and payroll via Argyle. Quick ID check. No SSN, no credit check.

Can I use DoorDash or Uber income?

Yes. Gig and delivery deposits that land in your bank account can be verified through a read only Plaid connection. You do not need traditional pay stubs.

Do I need an SSN?

No. Letters use a government ID check with a live selfie and verified income or payroll data. There is no SSN and no credit check for letters.

Will my landlord see my bank transactions?

No. Account numbers and individual transactions are never shown. With the Income Letter your landlord sees verified summaries such as a rent ceiling, an income consistency rating, and cash reserves in months of rent. The Job Letter shows your employer and role from payroll.

Can I show my exact income?

You control what they see. By default the letter shows a verified rent ceiling. You can opt in to show your exact verified monthly income.

How fast is it?

Most people finish in minutes. Pay once, complete the ID check, connect your bank or payroll, and share your secure verification link.

What if my landlord wants a credit check?

Upgrade to the Settl Verified Passport ($99) to add credit, criminal, and eviction checks. You can upgrade later by paying the difference.

Is this a CPA letter?

No. This is a verified data report pulled from your bank or payroll and matched to your ID. It is not prepared or signed by a CPA or accountant.

Will my landlord accept this?

Each landlord sets their own requirements. You get verified data they can check online at settlhome.com/verify. This does not replace a guarantor or cosigner, and landlords are not required to accept any single document.