Renting together?
Combine incomes.
Qualify for more.
Most landlords require 3× monthly rent in gross income. Two verified incomes often clear that threshold when one alone wouldn’t. Everyone verifies independently. Settl combines it. One code. The landlord sees all of you.
$99 per person, primary and additional members
Built for tenants renting together.
Qualify together. Win together.
Neither of you qualifies on your own income, but combined you're well above the threshold. Settl shows landlords one verified number. Your combined qualifying power.
Learn more →One code. No more chaos.
Stop emailing landlords 3 separate applications. Everyone verifies independently. Settl combines it into one report. The landlord enters a single code and sees the whole group.
Learn more →Add a guarantor. Close the gap.
A parent or guarantor can add their income to your household report. Shows landlords the full financial backing behind your application.
Learn more →Two incomes. Twice the approval power.
Most landlords require 3× monthly rent in gross income. Individually, neither partner qualifies. Together, they do.
Limited options in most cities
Qualifies for 2x more listings
One code. The full picture.
This is what a landlord sees when they enter your H- code.
Why landlords prefer household reports.
One code. The whole picture.
Enter one code. See every verified applicant in the group: income ceiling, identity status, background check. No juggling multiple applications.
Combined income verified
No more asking "can they really afford this together?" The combined qualifying power is bank-verified and displayed at the top.
Every member screened
Each household member completed their own identity + income verification. Not one member. All of them.
Five steps. One shared report.
- 1
Primary member starts
Creates household profile, gets shareable invite link.
- 2
Share the invite
Send link to co-applicants via text or email.
- 3
Each member verifies
Everyone connects bank + ID independently ($99/member).
- 4
Report auto-generates
Combined income ceiling, all members' data in one view.
- 5
Share with landlords
One code. Landlord enters it, sees every verified applicant at once.
Transparent pricing. No surprises.
2 people: $198 · 3 people: $297 · 4 people: $396
All pricing includes 30-day validity and unlimited shares
“We were both rejected separately. Used Settl Household and got approved the same week. The landlord just entered the H- code and called us back.”
Maya & David, Austin, TX
Questions
How many people can join?+
Up to 4 members per household report.
Does everyone pay separately?+
Yes. Each household member pays $99. A couple is $198 total. Three roommates are $297 total.
Can members verify separately?+
Yes. Each member verifies on their own device at their own pace.
What if a member can't verify?+
The report shows whoever completed verification. Partial reports are still useful.
Does a co-signer need to be on the lease?+
No. A co-signer adds income backing without being a named tenant.
How long does it take?+
Each member takes 5 minutes. The report generates when the first member completes.
Can we add someone after?+
No. Household profiles are locked after the primary member shares the code with a landlord.
Can a landlord see individual incomes?+
Landlords see each member's verified rent ceiling. Never exact income or bank balance. The combined qualifying total is shown at the top of the report.
Your combined income unlocks more doors.
Start the household profile. Share the invite link. Qualify together.
Soft pull only · SSN never shared · Valid 30 days at any property
Verify once. Apply everywhere.
2 min · Soft pull only