Income Verification Letter
Sample data · Fictional tenant Alex Rivera · Real layout
Verified Authentic
Authentic Settl Letter
Official Domain
Issued via settlhome.com
Live Data
Direct from Didit, Plaid. Code is unique to this tenant
Tamper-Proof
Immutable verification record. Cannot be altered by the applicant
Income Verification Letter
Alex Rivera
SVP-SAMPLE-LETTER
Verified by Settl · Valid 30 days · Expires in 21 days
Verification Summary
Identity Verified
Government ID matched to a live selfie via Didit. Name on ID matches the bank account.
Rent Ceiling: up to $2,800/mo
Bank verified from real deposit data via Plaid · 12 months analyzed
Income consistency: Highly Consistent
Month to month deposits varied less than 15% · predictable like a salary
Rent history: 12 of 12 months verified
Bank transactions scanned for rent payments via Plaid · 12 month window
Verified Cash Reserves
Bank-Verified Balance3 to 5 months of rent
Verified bank balance covers at least 4+ months of desired rent. Confirmed directly via Plaid, not from a document.
Exact balance is not disclosed to protect tenant privacy. Balance verified directly from bank via read-only Plaid connection.
Rent Payment History via Bank Transactions · Plaid
Excellent12 of 12 months
Rent sized outgoing payments detected in 12 of the last 12 calendar months. Verified directly from bank transactions, not documents.
Detected from recurring outgoing bank transactions consistent with rent payments. Verified via read-only Plaid connection. Account numbers are never shared with landlords.
Income Consistency
Highly ConsistentHighly Consistent
Month to month deposits varied less than 15%, predictable like a salary
Measured across 12 months of verified bank deposit data via Plaid. Not a consumer report.
Verified By
How this letter was generated
This letter was assembled by Settl from verified sources: biometric identity (Didit KYC: government ID + liveness check), bank income and cashflow (Plaid, read-only bank connection). None of these data sources can be manually altered by the applicant. Settl does not accept documents, PDFs, or self-reported data for verified fields.
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