Tenant screening that scales. Zero cost to you.
Tenants pay. You get verified data from payroll, banks, courts, and biometric ID. Works for 1 unit or 500. No subscription, no setup.
Three steps. Done.
Share your Settl link
Post it in your Zillow, Apartments.com, Craigslist, or MLS listing. Paste it in a text or email. Put it on your website. One link works everywhere.
Applicants self-verify
They pay $99, complete biometric ID, bank connection, payroll sync, and background checks. The entire process takes under 5 minutes. You do nothing.
You get a full report
One verification code. Instant view. Income, identity, credit score, criminal history, eviction records, rent payment history, all verified. Already done.
Everything you need to make a decision.
Income from payroll
Verified directly from employer payroll via Argyle. Includes employer name, tenure, and pay stubs. No uploaded documents.
Biometric identity
Government ID + liveness check via Didit. No fake IDs. No identity fraud.
Credit score
TransUnion VantageScore 4.0 soft pull. Does not affect applicant credit.
Criminal background
National + county-level court records via CIC. Felonies, misdemeanors, sex offender registry.
Eviction history
National + county-level eviction filings via CIC. Includes dismissed and filed records.
Rent payment history
Bank transaction analysis via Plaid. Confirms on-time rent payments from actual account data.
Landlord references
Prior landlords contacted and verified within the Settl platform. Authenticated responses only.
Cash reserves
Bank-verified savings shown as a month band (e.g. "3-5 months of rent"). Never an exact dollar amount.
Debt-to-Income ratio
Tenant-controlled DTI display. Monthly debt obligations divided by gross income, color-coded. Tenant opts in; subsidy holders excluded per source-of-income law.
Finally, screening that works for you.
Traditional tenant screening costs $35-50 per applicant, takes 3-5 days, and adds compliance complexity to your process. Settl flips the model entirely: tenants do the work, you get the data, and it costs you nothing.
- ✓Zero cost: tenants pay $99 for their own verification
- ✓When your applicant presents a Settl Passport, you pay nothing. They assembled it. Colorado HB25-1236 allows qualifying properties to accept it in lieu of a separate application fee -- that is four fewer friction steps and $0 out of pocket.
- ✓No software to install. Works in any browser, no training, no onboarding.
- ✓Standardized reports, compare every applicant on equal, objective footing
- ✓PTSR compliant, satisfies Colorado HB25-1236 and other portable screening laws
- ✓Faster approvals: full verified data in 30 seconds, not 3-5 business days
- ✓Fraud elimination: biometric ID + bank-linked income cannot be faked or photoshopped
Colorado HB25-1236: Settl makes you compliant by default.
Colorado HB25-1236 requires landlords to accept portable tenant screening reports when presented. Both Settl tiers qualify -- you can accept any valid Settl Passport presented by an applicant, with no separate screening fee needed.
If an applicant provides a valid Settl Passport, you cannot require them to pay for a separate background check. This means you can require Settl for all applicants and eliminate your per-applicant screening cost entirely.
Settl follows FCRA-compliant data handling practices. Tenants initiate and own their own reports, which means the screening data flows through a structured, privacy-respecting process.
We manage 84 units. Settl eliminated our screening cost and cut our time-to-approval from 5 days to same-day. I don't know why every property manager isn't using this.
R.M.
Denver Property Management · 84 units
Start screening smarter. It's free.
No setup. No contracts. Just share your Settl link and let applicants verify themselves.
Get My Free PMC DashboardNo credit card · No setup fee · Works for 1 unit or 500