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🌱 New Chapter  

New chapter. Verified on your terms.

Divorce reshuffles everything. Income, credit, living situation. Settl verifies what you earn today, not what your household used to earn. Get a fresh rental profile that reflects your actual financial picture.

Get Verified

Soft pull only · SSN never shared · Valid 30 days at any property

Why post-divorce renting is uniquely challenging

The obstacles recently-divorced renters face

Joint credit history now split

Shared accounts and joint debt can affect your individual credit score after separation. Settl doesn't rely on credit. Income is verified from current deposits only.

Income changed after separation

Alimony, child support, and single-income adjustments can make income look different from prior years. Settl uses current bank deposits. Not tax returns from when you were married.

Landlords may see gaps in rental history

Going from a jointly-owned home to renting can leave a rental history gap. Settl's income verification helps offset the lack of prior rental history.

Starting fresh in a new city or neighborhood

Divorce sometimes means a city change. Settl's profile is portable. Works in any city without local references.

How Settl works for you

1

Complete the quick form

Current income range and target move date. No marital history required.

2

Connect your bank

Only your current income is verified. From your individual accounts.

3

Verify identity

Current government ID in your name. Updated ID after name change is accepted.

4

Share with confidence

Your Settl Verified Passport reflects your current financial picture. Nothing from before.

What Settl verifies

💰

Current income only

Alimony, child support, employment income, and any individual deposit counts.

🛡️

Identity in your name

Verification uses current ID. Updated name after divorce accepted.

✔️

Soft pull only, no score impact

Joint credit history does not disqualify you. The soft pull focuses on your current financial picture. Verified income and identity carry significant weight.

Common questions

I receive alimony or child support. Does that count as income for Settl?

Yes. Any recurring deposit into your bank account counts. Alimony, child support, employment income, and other sources are all included in your verified income.

My credit score dropped after the divorce. Will that affect my Settl Verified Passport?

Settl runs a soft pull credit check (zero score impact). A lower score from the divorce does not disqualify you, verified income and biometric identity carry significant weight. Your financial situation today matters more than what happened during the divorce.

I just changed my name. Can I still get verified?

Yes. Current government ID with your updated name is accepted. If your ID is still being updated, contact us for guidance.

We owned a home together. I have no rental history. Will that hurt me?

Prior rental history is not required for Settl Verified Passport. Income and identity verification are the core components. You can also add a personal statement to your profile explaining your situation.

My income has decreased since the divorce. Is there a minimum income to verify?

There is no minimum income required. Settl verifies whatever income you have. You can choose whether to share your profile with landlords based on what your verification shows.

Your new chapter starts with a place to call home.

Verify what you earn today. Not what your household used to earn.

Get Settl Verified Passport

Soft pull only · SSN never shared · Valid 30 days at any property

Verify once. Apply everywhere.

2 min · Soft pull only

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