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Renting With Pets: How to Find Pet-Friendly Apartments and Get Approved
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Renting With Pets: How to Find Pet-Friendly Apartments and Get Approved

Settl Team·February 5, 2026·3 min read

The short answer

Renting with a dog or cat is harder than renting without one — but with the right preparation, you can dramatically improve your odds of approval. This guide covers how to find pet-friendly landlords, what fees to expect, and how to present your pet professionally.

Renting With Pets: How to Find Pet-Friendly Apartments and Get Approved

Pets are one of the most common reasons rental applications get rejected. Roughly 70% of renters have pets, but fewer than half of all rental listings allow them. Here's how to navigate this.

Why landlords say no to pets (and how to address each concern)

Property damage: Dogs and cats can damage floors, walls, and appliances. Counter this by offering a larger security deposit or pet damage coverage.

Noise and neighbor complaints: Large or vocal dogs are a liability in multi-unit buildings. If your dog is well-trained, a letter from a dog trainer or previous landlord confirming good behavior helps.

Allergies: Some landlords or tenants in the building have serious pet allergies. This is harder to overcome — focus on buildings where it's less of a concern.

Breed restrictions: Many landlords maintain lists of "restricted breeds" (pit bulls, Rottweilers, German Shepherds, etc.) due to insurance requirements. If your dog is on a restricted list, an individual landlord is more likely to make an exception than a large property management company.

What to prepare before applying

Pet resume Yes, this is a real thing. A one-page document covering:

  • Pet's name, breed, age, weight
  • Vaccination records (up to date)
  • Spay/neuter status
  • Behavioral description and training history
  • Reference from previous landlord confirming no damage or complaints
  • Reference from your vet

Photos of your pet A clean, well-groomed, non-threatening photo of your pet with you humanizes the situation.

Pet liability insurance Some landlords require renters insurance that includes pet liability. It typically costs $10-20/month and covers damage or injury caused by your pet. Buying a policy before applying shows proactivity.

Finding pet-friendly listings

  • Zillow, Trulia, Apartments.com: Filter by "pets allowed" — but always confirm directly, as listings are often outdated
  • Craigslist: Individual landlords here are often more flexible than management companies
  • BringFido.com: Specifically curated pet-friendly rental listings
  • Local Facebook groups: "Renting with pets in [city]" groups often have landlord recommendations
  • Walk the neighborhood: Individual landlords who post physical signs are usually more approachable

What to expect to pay

Fee typeTypical rangeNotes
Pet deposit$200-$500 per petRefundable in most states if no damage
Pet fee$200-$500 per petNon-refundable one-time charge
Pet rent$25-$100/month per petOngoing monthly surcharge

California limits the total security deposit (including pet deposits) to 2x monthly rent for unfurnished units. Other states vary.

Negotiating pet terms

If a listing says "no pets" but you're otherwise a strong applicant, it's worth a polite ask:

> "I noticed the listing specifies no pets. I have a 4-year-old, 12-pound Cavalier King Charles Spaniel who has lived in apartments his whole life without incident. I have a letter from my previous landlord confirming no damage and references from my vet. Would you be open to discussing a pet addendum and an additional deposit?"

Small dogs and cats get approved more often than large breeds. Be prepared to offer 1 extra month's security deposit.

After approval: protecting your deposit

  • Document the apartment's condition with photos before your pet enters
  • Use area rugs over hardwood floors
  • Keep claws trimmed
  • Address any damage promptly — small repairs are much cheaper than deposit deductions
  • Get a professional deep clean at move-out (carpets especially)

A Settl verified profile shows landlords you're a responsible tenant — which helps when renting with pets too


ST

Settl Team

Settl Editorial

Settl helps renters stand out in competitive markets through verified identity, income, and rental verifications. Trusted by landlords across the US.

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