Renting as a Veteran or Active Military: BAH Income, PCS Moves, and Getting Approved

The short answer

BAH income, frequent PCS moves, and deployment gaps create unique hurdles for military renters. Here's the complete guide to getting approved anywhere in the US.

Military renters face challenges that civilian renters simply don't — and most landlords aren't prepared for them. Here's how to navigate each one.

BAH as Verifiable Income

Basic Allowance for Housing (BAH) is reliable, tax-advantaged government income. Present your LES (Leave and Earnings Statement) alongside bank statements showing DFAS deposits. Settl's bank-linked income analysis captures regular DFAS deposits automatically.

Managing PCS History

PCS orders every 1-3 years create a pattern of short tenancies. Explain proactively and provide DD-214 or current orders showing your expected assignment duration. A letter from your commanding officer confirms your current station and timeline.

SCRA Protections

The Servicemembers Civil Relief Act allows active-duty service members to break a lease without penalty when receiving deployment orders. The termination takes effect 30 days after the next rent payment following written notice. Always request a military clause in your lease.

Using Settl for PCS Moves

A Settl verified profile lets you apply remotely before arriving at your new duty station. The 83-day validity covers the typical PCS application window. Share your Settl code with landlords before you ever set foot in the new city.

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