Free approval check
Can you get approved for the apartment you want?
Answer three quick questions and see where you stand in 60 seconds. Free, no credit check, and it works whether you are a gig worker, have no credit yet, or are between jobs.
How landlords actually decide
Most landlords screen on one rule: your gross monthly income should be at least three times the rent. On paper, that rule rejects a lot of people who can easily afford the place. Gig income gets flagged for not fitting a W2. A thin credit file hides steady payments. Someone between jobs has savings that never show up on the application.
The fix is not more paperwork. It is verified proof a landlord trusts on sight. Settl confirms your income directly from your bank, along with your identity and history, and gives you one shareable profile you can send to any landlord. You prove you can pay without handing over your SSN, account numbers, or a stack of statements.